When Should You Collect Social Security?
Those choosing to collect before their normal retirement age face a reduction in monthly payments by as much as 30%. A growing number of Americans have been forced to delay Continue Reading →
You and Your Investment Representative: A Relationship of Trust
Perhaps your doctor, lawyer, and accountant are trusted advisors. Through years of working with them, they have come to know your family and your particular needs. How about your investment Continue Reading →
10 Reasons to Talk to Your Financial Advisor about Long-Term Care Now
Depending on your age, the idea of long-term care may be the furthest thing from your mind or something that you think about frequently. Whichever camp you fall into, it’s Continue Reading →
Mid-Term Election Market Commentary
The mid-term elections have been dominating the news cycle lately, and we know from history that the markets typically do not like uncertainty. With the Democrats taking control of the Continue Reading →
Yes, You CAN Get Out of Debt
In the United States, household debt is a fact of life. Ubiquitous credit card offerings and ease of use have made running up that debt deceptively convenient. If your nonmortgage Continue Reading →
Retirement Account Distributions After Age 70½
Many people begin withdrawing funds from qualified retirement accounts soon after they retire in order to provide annual retirement income. These withdrawals are discretionary in terms of timing and amount Continue Reading →
Why Women Need to Save More Than Men
Women often face greater obstacles when it comes to investing for retirement. On average, women work fewer years and earn less than men. This means that they have lower pension Continue Reading →
What Today’s Workers Can Expect From Social Security Tomorrow
Did you know that the age at which many workers will qualify for full Social Security benefits has risen to 67 from 65? If that’s news to you, you’re not Continue Reading →
Don’t Get Spooked By The Markets!
Dear Clients and Friends: The volatility that is often associated with the month of October has arrived with the market sell-off on Wednesday, October 10. Experiencing market declines and increased Continue Reading →
Planning the Withdrawal of Your Retirement Assets
An efficient withdrawal strategy can significantly improve the overall performance and longevity of a retirement portfolio. Certain tactics for drawing cash from retirement assets may have more favorable tax implications Continue Reading →