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Month: July 2014

When Should You Collect Social Security?

Posted on July 31, 2014 by Rachel Wagner
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A growing number of Americans have been forced to delay their planned retirement date due to job and savings losses suffered during the most recent recession. According to a survey, Continue Reading →

Posted in Retirement

Hedge Funds: Should They Be a Part of Your Portfolio?

Posted on July 24, 2014 by Rachel Wagner
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Mention the words “hedge funds” to most individual investors, and they might think of high-risk, potentially high-return investments that seem to invite trouble.1 In fact, most hedge funds are a Continue Reading →

Posted in Investing

Using a HSA or FSA to Help You Manage Your Health Care Costs

Posted on July 21, 2014 by Rachel Wagner
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Even with the Affordable Care Act taking effect last year, health care costs continue to mount. According to a recent study, the average health care premium rate rose 3.3% from 2012 Continue Reading →

Posted in Insurance, Personal Finance, Small Business, Tax

Maintain a Good Credit Rating

Posted on July 10, 2014 by Rachel Wagner
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For better or for worse, the American way of financial life relies on debt as a way of solidifying a desired lifestyle. Therefore, it is important to establish a good Continue Reading →

Posted in Kids and Money, Personal Finance

Dealing With the Risks of Investing

Posted on July 2, 2014 by Rachel Wagner
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Investment risk comes in many forms, and each can affect how you pursue your financial goals. The key to dealing with investment risk is learning how to manage it. This Continue Reading →

Posted in Investing

Rachel Wagner manages Principled Solutions, an independent investment advisory firm in San Francisco. She created this blog to help clients and friends find practical solutions to their financial challenges.

Recent Posts

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