Long-Term Care Choices
A look at three other long-term care (LTC) coverage options. Traditional long-term care insurance has grown costlier—and some of those who buy it may never need the coverage. There are Continue Reading →
Category Archives: Insurance
Your Risk Protection Plan
Your insurance at mid-life: Gauging if you are underinsured. Life comes with all sorts of curveballs. Sometimes, they’re easily overcome and even end up being positive experiences. But every now Continue Reading →
Annuity Options: Choices Abound for Today’s Retiree
As the earliest baby boomers begin to enter retirement, the various income guarantees and other living benefits offered through variable annuities (VAs) are gaining in importance. Yet before you rush Continue Reading →
What Today’s Workers Can Expect From Social Security Tomorrow
Did you know that the age at which many workers will qualify for full Social Security benefits has risen to 67 from 65? If that’s news to you, you’re not Continue Reading →
Is There Insurance That Will Cover Care for Alzheimer’s Disease?
The Alzheimer’s Association estimates that as many as five million Americans are living with the disease, while many more confront other forms of dementia. These sufferers require intensive around-the-clock care Continue Reading →
What Is the Difference Between Disability Insurance and Long-Term Care Insurance?
Disability insurance addresses lost wages that stem from an inability to work. Long-term care insurance, in contrast, addresses expenses associated with medical care provided to you in your home, a Continue Reading →
Estimating Your Social Security Benefits
With growing uncertainty about the future of Social Security funding, the Social Security Administration (SSA) suspended most mailings of its annual Continue Reading →
Naming Beneficiaries: What You Need to Know
A major issue in estate planning is whom to name as beneficiaries on life insurance policies, pension plan accounts, IRAs, and annuities. This important decision often doesn’t take into account Continue Reading →
Do I Need Travel Insurance?
Whether you need travel insurance is likely to depend on your level of coverage from existing homeowner’s, medical, automobile, and life insurance policies. In many instances, travel insurance may duplicate Continue Reading →
Am I Too Old to Take Out a Long-Term Care Insurance Policy?
Long-term care is certainly a significant concern for people over age 65. According to the U.S. Department of Health and Human Services, 70% of those over age 65 will need Continue Reading →