As the earliest baby boomers begin to enter retirement, the various income guarantees and other living benefits offered through variable annuities (VAs) are gaining in importance. Yet before you rush Continue Reading →

Did you know that the age at which many workers will qualify for full Social Security benefits has risen to 67 from 65? If that’s news to you, you’re not Continue Reading →

The Alzheimer’s Association estimates that as many as five million Americans are living with the disease, while many more confront other forms of dementia. These sufferers require intensive around-the-clock care Continue Reading →

Disability insurance addresses lost wages that stem from an inability to work. Long-term care insurance, in contrast, addresses expenses associated with medical care provided to you in your home, a Continue Reading →

                  With growing uncertainty about the future of Social Security funding, the Social Security Administration (SSA) suspended most mailings of its annual Continue Reading →

A major issue in estate planning is whom to name as beneficiaries on life insurance policies, pension plan accounts, IRAs, and annuities. This important decision often doesn’t take into account Continue Reading →

Whether you need travel insurance is likely to depend on your level of coverage from existing homeowner’s, medical, automobile, and life insurance policies. In many instances, travel insurance may duplicate Continue Reading →

Long-term care is certainly a significant concern for people over age 65. According to the U.S. Department of Health and Human Services, 70% of those over age 65 will need Continue Reading →