Although many Americans now plan for a retirement up to 20 years, your retirement may last much longer. Traditionally, retirees were advised to project income needs over the length of Continue Reading →
After factoring in federal income and capital gains taxes, the alternative minimum tax, and potential state and local taxes, your investments’ returns in any given year may be reduced by Continue Reading →
As second semester tuition bills loom, parents with a 529 plan will want to know the full details on which educational expenses qualify for tax-free distribution status — and which Continue Reading →
The loss of critical personnel can be life threatening to small businesses; however, it’s a risk that life insurance can often mitigate. In fact, life insurance policies are frequently used Continue Reading →
Ten years to go? What you do in the final decade before you quit working is critical to setting yourself up for your next phase of life. This is the Continue Reading →
How do SRI funds perform? Sustainable and responsible investing (SRI) spans a wide and growing range of products and asset classes, embracing not only public equity investments (stocks), but also Continue Reading →
Setting up a custodial account can be a savvy move for adults who want to gift their assets and help their children become financially independent. They are simpler to set Continue Reading →
How large is the sustainable and responsible investing marketplace? How many assets are involved? The US SIF Foundation’s 2012 Report on Sustainable and Responsible Investing Trends in the United States identified $3.74 Continue Reading →
With interest rates on government bonds and highly rated corporate bonds barely keeping up with inflation, investors are searching far and wide for better returns. One alternative is preferred stock. Continue Reading →
What is sustainable and responsible investing? Sustainable and responsible investing (SRI) is an investment discipline that considers environmental, social and corporate governance criteria (ESG) to generate long-term competitive financial returns Continue Reading →